What Property Can I Actually Afford?
It is one of the first questions people ask when they start thinking about moving. But there is a big difference between what a lender might agree to lend you and what you can actually afford to spend. Just because a bank says you can borrow a certain amount does not necessarily mean you will […]
Buyers Have Choice. Sellers Have Competition.
There is a lot of talk about whether we are in a buyer’s market or a seller’s market. Personally, I think that misses the point. The market is moving, buyers are coming back, but they are not rushing in blindly. Rightmove recorded a 5% increase in buyer demand in the first week of September as […]
Are Mortgage Rates Expected to go Down? And What Does It Actually Mean for Property?
If you are thinking about buying a property, remortgaging or moving house, mortgage rates are probably somewhere near the top of your list of things to worry about. And understandably so. But here is the thing. Waiting for the “perfect” mortgage rate can mean waiting for a very long time. Rates move. Property prices move. […]
Walton-on-Thames Resident Guide
Walton-on-Thames is one of those places that is easy to underestimate if you only know it as a commuter town. Yes, you can get to London Waterloo in around twenty-five minutes. But that is only part of the story. Walton-on-Thames has the River Thames running through its identity, a historic old town, attractive residential streets, […]